Canada is ramping up homebuilding while prices soften. See how rates, new supply, and lender options affect your mortgage—and why speaking with Steve Romain can save you time and money.

This image highlights the message that the lowest mortgage rate isn’t always the best deal. Illustrated with a hammer labeled “Quality” and makeup tagged “Low Rate,” it visually compares choosing the right mortgage to buying quality tools or products—showing that value, flexibility, and long-term savings matter more than price.

When shopping for a mortgage, many Canadians turn to their bank first. But whether you’re in Petawawa, Ottawa Valley, or anywhere in Canada, working with a mortgage agent can give you a major advantage.

1. More Choice, Coast to Coast

Banks can only offer their own products. A mortgage agent has access to dozens of lenders